We are a UK specialist bank. Our lending products include mortgages for landlords and loans for business customers.

Factsheet

See an overview of our operations, strategy and performance highlights over the last five years.

Our strategy is to build a specialist bank for our customers, which delivers sustainable growth and shareholder returns through a low risk and robust model.

Overview

2019 Annual Report and Accounts

Read about our progress against our strategy and achievements throughout the year in our 2019 Annual Report and Accounts.

Download

Sustainability

Sustainability is central to our long-term success and it influences every aspect of our business

Overview

Covid-19 response

Find out how we’ve been helping customers, keeping safe and supporting our communities.

News

Keep up-to-date with the latest new releases and insights from across our business.

Overview

The UK Tenant Report 2020

Millions of people call the Private Rented Sector home, but who are these tenants, why do they rent and how long do they intend to rent a home for?

Careers

We understand how important our employees are to the business and, in recognition of this, we provide a variety of excellent reasons to work for us.

Overview

Meet Alex Harris

"The placement year has given me experience to complement my academic studies and the opportunity to test my skills in the real world."

Idem Capital

Our business is organised into three lending divisions, Mortgage Lending, Commercial Lending and Idem Capital. Funding comes from a range of different sources, with the majority of new lending funded by savings deposits.

Overview

Idem Capital is a UK loan purchaser, acquiring and servicing portfolios which include products such as leases, motor finance agreements, mortgages and unsecured loans. In addition, we offer servicing of loan portfolios for clients including banks, private equity houses and specialist lenders.

We are proud of the reputation we have established for customer service. We assist our customers in managing their accounts and strive to create fair, affordable and sustainable repayment solutions.