| Issuer |
Paragon Personal and Auto Finance (No.2) PLC, St Catherine's Court, Herbert Road, Solihull, West Midlands, B91 3QE |
| Closing Date |
December 2001 |
| Originators |
Paragon Car Finance Limited, St. Catherine's Court, Herbert Road, Solihull, West Midlands, B91 3QE
Paragon Personal Finance Limited, St Catherine's Court, Herbert Road, Solihull, West Midlands, B91 3QE
Universal Credit Limited Limited, St Catherine's Court, Herbert Road, Solihull, West Midlands, B91 3QE |
| Notes Issued |
Class A |
Class B |
Class C |
| |
£146,900,000 |
£70,900,000 |
£26,900,000 |
| Margins |
38bp |
120bp |
275bp |
| Step Up Dates |
January 2008 |
January 2008 |
January 2008 |
| Step Up Margins |
76bp |
240bp |
550bp |
| Optional Redemption Dates |
January 2005 |
January 2005 |
January 2005 |
| Principal Determination Dates |
Last Business Day of December, March, June and September |
| Interest Payment Dates |
15 January, 15 April, 15 July and 15 October |
| Lead Manager |
JPMorgan Securities Ltd |
| Administrator |
Paragon Finance PLC, St. Catherine's Court, Herbert Road, Solihull, West Midlands, B91 3QE |
| Trustee |
Citicorp Trustee Company Limited, Citigroup Centre, 14th Floor, Canada Square, Canary Wharf, London, E14 5LB |
| Rating Agency |
Moody’s Investor Services Limited, 2 Minster Court, Mincing Lane, London, EC3R 7XB
Standard & Poors, 20 Canada Square, Canary Wharf, London, E14 5LH
Fitch Ratings Limited, 4th Floor, 101 Finsbury Pavement, London, EC2A 1RS |
| Principal Paying / Reference Agent/Exchange Rate Agent |
Citibank N.A., 5 Carmelite Street, London, EC4Y 0PA |
| Legal Advisors to the Issuer/Administrator |
Slaughter and May, 35 Basinghall Street, London, EC2V 5DB |
| Legal Advisors to the Lead Managers and Trustee |
Herbert Smith, Exchange House, Primrose Street, London, EC2A 2HS |
| Auditors to the Issuer |
Deloitte & Touche, Colmore Gate, 2 Colmore Row, Birmingham, B3 2BN |
| Underlying Assets |
Car Finace Loans, Secured Loans, Unsecured Personal Loans (including retail credit loans) |
| Subordinated Loan Provider |
Paragon Finance PLC, St. Catherine's Court, Herbert Road, Solihull, West Midlands, B91 3QE |
| Stand By Servicer |
N/A |
| Hedge Counterparty |
JPMorgan Chase Bank, London Branch, 12th Floor, 125 London Wall, London, EC2Y 5AJ |