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Our team

Board
Executive

Each director of Paragon Banking Group PLC is also a director of Paragon Bank PLC and undertakes the same roles and sits on the same Committees for Paragon Bank PLC as they do for Paragon Banking Group PLC.

Paragon Bank PLC does not have a Nomination Committee.

Fiona Clutterbuck

Chairman

Nigel S Terrington

Chief Executive

Richard J Woodman

Chief Financial Officer

John A Heron

Managing Director - Mortgages

Peter J N Hartill

Non-Executive Director

Barbara A Ridpath

Non-Executive Director

Hugo R Tudor

Non-Executive Director

Finlay F Williamson

Non-Executive Director

Graeme H Yorston

Non-Executive Director

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Fiona Clutterbuck

Fiona was appointed as a non-executive director in 2012 and became Chairman on 10 May 2018. She has many years of financial experience at leading UK and international banks, specialising in financial institutions. During her career, Fiona has held the positions of Managing Director and Head of Financial Institutions Advisory at ABN AMRO Investment Bank, Managing Director and Global Co-Head of Financial Institutions Group at HSBC Investment Bank and was a Director at Hill Samuel Bank Limited.

Fiona is a non-executive director of Hargreaves Lansdown.

Fiona is the Chairman of Paragon’s Nomination Committee and a member of the Remuneration and Risk & Compliance Committees.

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Nigel S Terrington

Nigel is Chief Executive of Paragon Banking Group. Nigel’s early career began in investment banking, which included working for UBS. He joined Paragon in 1987 as Treasurer, before being appointed as Finance Director in 1992 and then Chief Executive in 1995.

He has been Chairman of the Council of Mortgage Lenders ('CML'), Chairman of the Intermediary Mortgage Lenders Association (‘IMLA’), Chairman of the Finance and Leasing Association ('FLA') Consumer Finance Division, a member of the Mortgage Board of UK Finance (previously ‘CML’) and a Board member of the FLA. Nigel is an associate of the Chartered Institute of Bankers.

Nigel is currently a member of HM Treasury’s Home Finance Forum, the Bank of England’s Residential Property Forum. In 2017, he received an Honorary Doctorate from Birmingham City University for services to the finance industry.

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Richard J Woodman

Richard was appointed to the Board as Director of Corporate Development in 2012 and became the Chief Financial Officer in June 2014.

He is a member of the Chartered Institute of Management Accountants.

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John A Heron

John was appointed to the Board in 2003. He joined Paragon in 1986 following a number of years in the building society industry, and he is the Group’s longest serving employee. John has been instrumental in the development of Paragon’s buy-to-let mortgage lending programme.

John is Managing Director of Mortgages and is responsible for all aspects of the Bank’s mortgage business which includes the origination and management of buy-to-let and residential first and second charge mortgages.

John has been Chairman of the Buy-to-let Panel of UK Finance (previously ‘CML’) and a member of the Intermediary Mortgage Lender’s Association (‘IMLA’) Board having previously served as Chairman of IMLA and Deputy Chairman of the Council of Mortgage Lenders. He is a member of the UK Finance Product Board.

John is a fellow of the Chartered Institute of Bankers.

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Peter J N Hartill

Peter was appointed as a non-executive director in 2011. He spent forty years with Deloitte, becoming a senior audit partner and a business advisor with experience across a wide range of industries and business issues. Specifically, Peter has considerable experience in acquisitions and disposals, capital raising, risk control and corporate governance in the financial services sector.

Peter is Chairman of Deeley Group Limited and a non-executive director of A&J Mucklow Group PLC and Scott Bader Limited.

Peter is a Chartered Accountant and is the Senior Independent Director. He has been Chairman of the Audit Committee since 2011, meeting the requirement for an appropriately qualified person to fill that role. He is also a member of the Nomination, Remuneration and Risk & Compliance Committees.

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Barbara A Ridpath

Barbara Ridpath was appointed as a non-executive director in 2017. She has worked in finance for most of her career, in New York, London and Paris at the Federal Reserve Bank of New York, Standard & Poor’s and JPMorgan.

She was instrumental in the development of UK mortgage securitisation in the late 1980s and went on to lead the Standard & Poor’s Ratings Group in Europe, the Middle East and Africa.

She is currently Director of St Paul’s Institute which examines moral and ethical aspects of finance and economics. She is also a non-executive director of ORX, a trade association for operational risk professionals, a member of Council and the Executive Committee at Chatham House, the Royal Institute of International Affairs and a commissioner of the Marshall Aid Commemoration Commission.

She is a member of the Audit, Nomination and Risk & Compliance Committees.

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Hugo R Tudor

Hugo was appointed as a non-executive director in 2014. He spent 26 years in the fund management industry, originally with Schroders and most recently with BlackRock, covering a wide range of UK equities. He is a Chartered Financial Analyst and a Chartered Accountant and brings an investor perspective to the Board.

Hugo is a Director of Damus Capital Limited and Vitec Global Limited.

He is Chairman of the Remuneration Committee and a member of the Audit and Risk & Compliance Committees.

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Finlay F Williamson

Finlay was appointed as a non-executive director of Paragon Banking Group PLC in September 2017 having been on the Board of Paragon Bank PLC since November 2014. Finlay Williamson was Finance Director of Virgin Money between 2009 and 2014, where he was responsible for supporting the design and delivery of the company’s growth strategy, including the assessment of potential markets, the development of key propositions and the pursuit of non-organic opportunities.

Prior to joining Virgin Money, Finlay had a long career at Royal Bank of Scotland where he held a number of senior finance roles, latterly as Finance Director for the Bank’s Manufacturing and Retail Direct divisions. Finlay is a Chartered Accountant.

He is the Chairman of the Risk & Compliance Committee and a member of the Audit Committee.

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Graeme H Yorston

Graeme was appointed a non-executive director in September 2017. Prior to this he was Group Chief Executive of Principality Building Society, the 6th largest mutual in the UK. He has over 43 years’ experience in financial services having carried out a number of senior roles in Abbey National, including IT Director for the Retail Bank, Regional Director and running a number of significant change programmes. He also led the call centre operations.

Graeme serves on the Board of Governors at Cardiff Metropolitan University. He has served on the CBI Council for Wales, the Board of Business in the Community in Wales and was HRH Ambassador for BITC in Wales for two years. He was awarded Director of the Year in Wales by the Institute of Directors in 2016.

Graeme is a Fellow of The Chartered Institute of Banking, holds an MBA from Warwick Business School and was awarded an Honorary Doctorate in Business Administration from Cardiff Metropolitan University in 2017.

He is a member of the Nomination, Remuneration and Risk & Compliance Committees.

Nigel S Terrington

Chief Executive

Richard J Woodman

Chief Financial Officer

John Heron

Managing Director - Mortgages

Dave Newcombe

Managing Director - Commercial Lending

Michael Helsby

Strategic Development Director

Pam Rowland

Chief Operating Officer

Peter Shorthouse

Treasury and Structured Finance Director

Deborah Bateman

External Relations Director

Anne Barnett

People Director

Marius Van Niekerk

General Counsel & Company Secretary

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Nigel S Terrington

Nigel is Chief Executive of Paragon Banking Group. Nigel’s early career began in investment banking, which included working for UBS. He joined Paragon in 1987 as Treasurer, before being appointed as Finance Director in 1992 and then Chief Executive in 1995.

He has been Chairman of the Council of Mortgage Lenders ('CML'), Chairman of the Intermediary Mortgage Lenders Association (‘IMLA’), Chairman of the Finance and Leasing Association ('FLA') Consumer Finance Division, a member of the Mortgage Board of UK Finance (previously ‘CML’) and a Board member of the FLA. Nigel is an associate of the Chartered Institute of Bankers.

Nigel is currently a member of HM Treasury’s Home Finance Forum, the Bank of England’s Residential Property Forum. In 2017, he received an Honorary Doctorate from Birmingham City University for services to the finance industry.

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Richard J Woodman

Richard was appointed to the Board as Director of Corporate Development in 2012 and became the Chief Financial Officer in June 2014.

He is a member of the Chartered Institute of Management Accountants.

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John A Heron

John was appointed to the Board in 2003. He joined Paragon in 1986 following a number of years in the building society industry, and he is the Group’s longest serving employee. John has been instrumental in the development of Paragon’s buy-to-let mortgage lending programme.

John is Managing Director of Mortgages and is responsible for all aspects of the Bank’s mortgage business which includes the origination and management of buy-to-let and residential first and second charge mortgages.

John has been Chairman of the Buy-to-let Panel of UK Finance (previously ‘CML’) and a member of the Intermediary Mortgage Lender’s Association (‘IMLA’) Board having previously served as Chairman of IMLA and Deputy Chairman of the Council of Mortgage Lenders. He is a member of the UK Finance Product Board.

John is a fellow of the Chartered Institute of Bankers.

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Dave Newcombe

Dave is Managing Director of Commercial Lending and is responsible for Asset Finance, Development Finance, Structured Lending and Motor Finance. He joined the Group in 1988 and has worked across the business in various roles including Idem Capital and Consumer Operations.

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Michael Helsby

Michael joined Paragon in August 2018 as Strategic Development Director and is also responsible for savings.

Previously he was Co-Head of European Bank Equity Research at Bank of America Merrill Lynch, specialising in UK bank research since 2001.

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Pam Rowland

Pam joined the Group in 2014 as Chief Operating Officer with three key areas of responsibility: delivering high quality operational and technology services, implementing strategy and driving change and transformation. Prior to joining the Group, Pam worked in a variety of financial services executive level roles. These included Managing Director of Change Delivery at Barclays Retail Bank and prior to that Chief Operating Officer at ING Direct. Pam is a Chartered Banker.

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Peter Shorthouse

Peter joined Paragon in 2010 as the Treasury and Structured Finance Director. His responsibilities include the development and implementation the Group’s funding and securitisation strategy and management of its cash and liquidity requirements.

Prior to joining Paragon, Peter was with UBS for 16 years, where he was a Managing Director and Head of Securitisation. Peter has an MBA from London Business School and a BEng degree in Mechanical Engineering.

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Anne Barnett

Anne is the Group’s People Director responsible for managing the people strategy including: resourcing and organisational design, pay and benefits, reward, learning and management development, succession planning, performance management and employee engagement. Anne previously worked at HBOS and Allianz.

Anne is Chartered MCIPD qualified.

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Deborah Bateman

Deborah is the Group’s External Relations Director responsible for leading the Group’s external and internal communication strategies. This comprises the Group’s marketing and communications programmes, including: public relations, investor relations, internal communications and public affairs. Deborah joined the Group in 1991.

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Marius Van Niekerk

Marius joined Paragon in October 2019 as General Counsel & Company Secretary. He brings extensive board, regulatory and legal experience to the Group. Prior to joining Paragon, Marius spent 5 years with Aldermore and 10 years at Santander. He is a qualified solicitor.


Paragon Banking Group PLC.  Registered in England number 2336032.  Registered office 51 Homer Road, Solihull, West Midlands  B91 3QJ.