We are a UK specialist bank. Our lending products include mortgages for landlords and loans for business customers.

Find out how we use our expertise to help customers in a range of specialist markets.

Our strategy is to build a specialist bank for our customers, which delivers sustainable growth and shareholder returns through a low risk and robust model.

Overview

2020 Annual Report and Accounts

Find out more about our business and how it has developed and performed during an unprecedented year.

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Sustainability

Sustainability is central to our long-term success and it influences every aspect of our business

Overview

Race at Work Charter

As part of Paragon’s ongoing commitment to ensuring that we are tackling barriers that ethnic minority groups face in recruitment and progression, we have signed up to Business in the Community’s Race at Work Charter.

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News

Keep up-to-date with the latest new releases and insights from across our business.

Overview

Development finance Q&A

Tailoring support for smaller housebuilders, whilst aiding their growth.

Careers

We understand how important our employees are to the business and, in recognition of this, we provide a variety of excellent reasons to work for us.

Overview

Looking for an internship?

Learn how a Paragon internship can help you gain work experience in your chosen field.

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Investors

Q1 trading update

Read more about our business performance in the first quarter of the year.

Investment case

Find out what makes Paragon a unique company to invest in

for the 12 months ended 30 September 2020

£120.0 million

Underlying profit before tax
Including IFRS9 Expected Credit Loss charges of £48.3 million

£12.6 billion

Total loans to customers
(30 September 2019: £12.2 billion)

14.3%

CET1 ratio
(30 September 2019: 13.7%)
Strong capital position

£868.1 million

Buy-to-let new business pipeline
(31 March 2020: £789.8 million)
Growing momentum in new lending

£7.9 billion

Savings deposits
(30 September 2019: £6.4 billion)
Reliable, scalable and cost-effective funding

14.4 pence

Full year dividend

Resilient performance with growing momentum

I am extremely proud of the way our people responded to the Covid-19 pandemic and how operationally resilient the business proved to be. We reacted quickly and with agility, enabling the Group to support our customers and other stakeholders, whilst protecting our employees.

Nigel Terrington
Chief Executive Officer

See latest results