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Our business is organised into three lending divisions, Mortgage Lending, Commercial Lending and Idem Capital. Funding comes from a range of different sources, with the majority of new lending funded by savings deposits.


Paragon’s principal source of funding for new lending is our range of savings products offered to UK households. Other funding for lending is derived from the efficient use of the Bank of England funding schemes, while securitisation continues to fund much of the historic mortgage book and is used tactically. Central funding is provided through corporate and retail bonds.

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Savings products

Paragon Bank offers a range of safe, simple and transparent Easy Access, ISA, Notice and Fixed Term savings accounts. Our regular survey of new savings customers demonstrates a high level of satisfaction with our products and our online application process.

Online distribution has been augmented by the addition of digital banking and wealth management platform relationships.

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savings accounts
(31 March 2021)

Average deposit

Average deposit

held in each account
(31 March 2021)

Serving rating

Service rating

Feefo service rating
(28 May 2021)

Customer focus

Savings win trio of awards

Paragon wins trio of savings awards

Savings market trends

Savings market trends

How to strengthen your savings habit

How to strengthen your savings habit

Customer contacts

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Find out more about our savings products

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Contact the customer service team

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