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Commercial Lending

Our business is organised into two lending divisions, Mortgage Lending and Commercial Lending. Funding comes from a range of different sources, with the majority of new lending funded by savings deposits.


Overview

We provide finance to SMEs and small corporates operating in a wide range of commercial lending markets, as well as motor finance to UK based consumers. We focus on specialist assets and underserved markets in four main areas.

Business commercial header

SME lending

SME lending

A range of finance solutions for SMEs covering a wide array of sectors, including agriculture, aviation, construction, commercial vehicles and business equipment.

Development finance

Development finance

Competitive and flexible finance solutions targeted at experienced residential property developers.

Structured finance

Structured lending

Finance for non-bank specialist lenders, either through wholesale funding or block discounting.

Motor finance

Motor finance

Finance through approved intermediaries and dealers for cars, light commercial vehicles, motorhomes and caravans.

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Customers

39,000+
including a wide range of SMEs
(31 March 2023)

New lending

New lending

£0.57 billion
(six months ended 31 March 2023)

Loan assets

Loan assets

£1.96 billion
commercial loans in total
(31 March 2023)

Meet our customers

Paragon funds leading mattress recycling plant

SME Barometer Q2 2023

SED recycles waste into profit

SED recycles waste into profit

Paragon funds environmentally friendly Glasgow development

Paragon funds environmentally friendly Glasgow development

Customer and broker contacts

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