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Commercial Lending

Our business is organised into three lending divisions, Mortgage Lending, Commercial Lending and Idem Capital. Funding comes from a range of different sources, with the majority of new lending funded by savings deposits.


Overview

We provide finance to SMEs and small corporates operating in a wide range of commercial lending markets, as well as motor finance to UK based consumers. We focus on specialist assets and underserved markets in four main areas.

Business commercial header

SME lending

SME lending

A range of finance solutions for SMEs covering a wide array of sectors, including agriculture, aviation, construction, commercial vehicles and business equipment.

Development finance

Development finance

Competitive and flexible finance solutions targeted at experienced residential property developers.

Structured finance

Structured lending

Finance for non-bank specialist lenders, either through wholesale funding or block discounting.

Motor finance

Motor finance

Finance through approved intermediaries and dealers for cars, light commercial vehicles, motorhomes and caravans.

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Customers

35,000+
including a wide range of UK SMEs
(30 September 2021)

New lending

New lending

£971+ million
(12 months ended 30 September 2021)

Loan assets

Loan assets

£1.6 billion
commercial loans in total
(30 September 2021)

Meet our customers

Premier League

Premier League club

Bowbridge Homes

Bowbridge Homes

G2M

G2M

Customer and broker contacts

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