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Commercial Lending

Our business is organised into three lending divisions, Mortgage Lending, Commercial Lending and Idem Capital. Funding comes from a range of different sources, with the majority of new lending funded by savings deposits.


Overview

We provide finance to SMEs and small corporates operating in a wide range of commercial lending markets, as well as motor finance to UK based consumers. We focus on specialist assets and underserved markets in four main areas.

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SME lending

SME lending

A range of finance solutions for SMEs covering a wide array of sectors, including agriculture, aviation, construction, commercial vehicles and business equipment.

Development finance

Development finance

Competitive and flexible finance solutions targeted at experienced residential property developers.

Structured finance

Structured lending

Finance for non-bank specialist lenders, either through wholesale funding or block discounting.

Motor finance

Motor finance

Finance through approved intermediaries and dealers for cars, light commercial vehicles, motorhomes and caravans.

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Customers

36,000+
including a wide range of UK SMEs
(31 March 2021)

New lending

New lending

£400+ million
(six months ended 31 March 2021)

Loan assets

Loan assets

£1.4 billion
commercial loans in total
(31 March 2021)

Meet our customers

 
Plant Hire & Groundworks Limited

Plant Hire & Groundworks Limited

Ironbridge House

Ironbridge House

AR Demolition

AR Demolition

Customer and broker contacts

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