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Who we are

We are a UK specialist bank. Our lending products include mortgages for landlords and loans for business customers.

Overview

Find out how we use our expertise to help customers in a range of specialist markets.

Investors

Our strategy is to build a specialist bank for our customers, which delivers sustainable growth and shareholder returns through a low risk and robust model.

Overview

2020 Annual Report and Accounts

Find out more about our business and how it has developed and performed during an unprecedented year.

Find out more

Sustainability

Sustainability is central to our long-term success and it influences every aspect of our business

Overview

Covid-19 response

Find out how we’ve been helping customers, keeping safe and supporting our communities.

News

Keep up-to-date with the latest new releases and insights from across our business.

Overview

The UK Tenant Report 2020

Millions of people call the Private Rented Sector home, but who are these tenants, why do they rent and how long do they intend to rent a home for?

Careers

We understand how important our employees are to the business and, in recognition of this, we provide a variety of excellent reasons to work for us.

Overview

Meet Alex Harris

"The placement year has given me experience to complement my academic studies and the opportunity to test my skills in the real world."

2020 Annual Report and Accounts

Find out how our business has adapted to serve its stakeholders more effectively during the pandemic and beyond

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Investment case

Find out what makes Paragon a unique company to invest in

for the 12 months ended 30 September 2020

£120.0 million

Underlying profit before tax
Including IFRS9 Expected Credit Loss charges of £48.3 million

£12.6 billion

Total loans to customers
(30 September 2019: £12.2 billion)

14.3%

CET1 ratio
(30 September 2019: 13.7%)
Strong capital position

£868.1 million

Buy-to-let new business pipeline
(31 March 2020: £789.8 million)
Growing momentum in new lending

£7.9 billion

Savings deposits
(30 September 2019: £6.4 billion)
Reliable, scalable and cost-effective funding

14.4 pence

Full year dividend

Resilient performance with growing momentum

I am extremely proud of the way our people responded to the Covid-19 pandemic and how operationally resilient the business proved to be. We reacted quickly and with agility, enabling the Group to support our customers and other stakeholders, whilst protecting our employees.

Nigel Terrington
Chief Executive Officer

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