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Mortgage Lending

Our business is organised into three lending divisions, Mortgage Lending, Commercial Lending and Idem Capital. Funding comes from a range of different sources, with the majority of new lending funded by savings deposits.


Overview

We offer buy-to-let mortgage finance for landlords operating in the UK’s Private Rented Sector.

We were one of the first lenders to pioneer buy-to-let lending and, since 1996, we have originated £23.8 billion of buy-to-let accounts.

Our customer-focused approach, combined with our expertise in property valuation and risk assessment, helps us support a wide range of customers, especially landlords with large-scale property portfolios, those investing in complex properties and those operating in corporate structures.

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Mortgage icon

Mortgages

70,000+
buy-to-let loan accounts
(31 March 2021)

New lending

New lending

3.1% share
of all new UK buy-to-let mortgages
(12 months ended 30 September 2020)

Loan assets

Loan assets

£10.9 billion
buy-to-let loan assets
(31 March 2021)

Customer focus

 
Viewing property

Tenant demand hits five year high

private rental sector tenants

Driving up standards in private rental sector

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Gavin Wise

Meet landlord, Gavin Wise

Customer and intermediary contacts

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